2025 SSI Maximum Benefit: What’s the Monthly Support for a Single Person?

Supplemental Security Income (SSI) payments are increased yearly so that they are in step with the increased cost of living. These payments follow the Cost-of-Living Adjustment (COLA), the same factor used in Social Security benefits.

SSI payments will go up by 2.5 percent in 2025, effective from January, to assist beneficiaries in preserving their purchasing power even in times of inflation.

Annually, the Social Security Administration (SSA) determines new SSI payments by adding the COLA percentage to last year’s unrounded annual total. The increased amount is divided by 12, and every monthly payment is rounded down to the nearest whole dollar.

Following are the new maximum monthly SSI benefits for 2025:
Although these are the highest amounts, payment actually made to a person will be less depending on individual income, family size, and other support.

CCB Payout of $7,787 for Eligible Beneficiaries: Check if You’re Under 18 in 2025

Factors

Not all recipients of SSI get the full amount. Various factors may lead to a decrease in monthly payments, such as various forms of income and living situation.

Earned income has an impact on SSI benefits by subtracting about one dollar for each two dollars of earned income from wages, self-employment, or other work activity.

Unearned income, for example, disability benefits, unemployment compensation, or pensions, diminishes SSI benefits by one dollar for every dollar of income from these types of sources.

Household income can affect benefits as well. If an SSI recipient’s spouse has income, their overall SSI payment might be decreased based on earnings by their spouse.

SSI children can experience changes in benefits if they share a household with parents, because both the parents’ and child’s income could affect the amount of payment.

Living arrangements also come into play in SSI benefit determinations. If a person resides in another person’s residence without contributing their share for food and shelter, their benefit may be cut back by as much as 342 dollars and 33 cents a month.

SSI is intended to give money to needy people, yet earnings and dwelling status can have large effects on the amount one will receive. To figure out how these apply to you, it is best to go over your income and household status with the Social Security Administration.

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